Comments on: Chase Sapphire Enters the High-End Credit Card Market

By: alex

alex — Sat, 11 Dec 2010 03:39:11 +0000

You know what’s dumb? When people who carry balances all the time complain about interest rates. If you use your card correctly (excluding emergencies), it can actually earn you money. My Sapphire card has gotten me about $250 cash back this year and I plan to keep it growing to cash out later. If you carry a balance on ANY credit card, you will pay fees. The longer you carry balances, the higher risk you are and the banks will charge you more than a responsible person to use the voluntary service that you freely choose to use. Chase Sapphire is an excellent card. Stop complaining that a for profit company makes profit off your irresponsibility.

By: Mindy

Mindy — Thu, 04 Nov 2010 09:01:50 +0000

I like the chase card,It gives me a good credit history

By: Paul

Paul — Wed, 03 Nov 2010 17:05:57 +0000

I called Chase to cancel my Sapphire Preferred, and replaced it with a plain old Sapphire, since I didn’t want to pay an annual fee. I like that when you call them, you get a person answering the phone, not a computerized prompt of menus, etc.

I’m not sure if their rewards program is the best, as I mainly use my Venture Capital One card the most (double miles on everything).

I always pay my balance in full each month, on every card I own (4), so I have never had any fees assessed. Stop blaming the banks. Fiscal responsibility is your own.

By: dk

dk — Sat, 23 Oct 2010 02:22:37 +0000

I feel like a lot of people commenting here on the credit cards and other bank products don’t realize that if you have debt, you need to pay it. The bank is a business, and you need to realize how to manage your own money without blueprint.

Don’t get me wrong, I love my chase cards & have had good experience with the bank due to a good credit history.

By: Rahib

Rahib — Sun, 25 Jul 2010 18:50:22 +0000

I’ve had the Chase Sapphire Card for a few months now. I love it. Before I did extensive research on what the best cards were, I had a bank of America platinum visa. I racked up about 16,000 points on it over 8 years.

With this card I already have over 12,000 points in just 4 months!! Their rewards system is phenomenal. By the way, that’s just through my regular spending, I did not make any luxury purchases.

I have not had the problem with chase that Ace was talking about because I always pay my balance in full each month. So I have no comment on that. But for the people who can pay your bills in full each month get this card. It has and excellent points system and great perks if your a traveler.

Until I qualify for the AMEX black card, I’m sticking to this. Also I’m wondering where they came up with the 120K income limit because I don’t make that yet and I qualified for the Chase Sapphire Card and the preferred version, maybe it was my credit score and assets??
??

By: andrina

andrina — Sat, 23 Jan 2010 20:39:31 +0000

My husband used the Chase Sapphire Card (about 25,000 points) and Chase United Card (about 100,000 miles) and I use Amex (about 18,000 points). We pay our credit cards in full every month, so we take advantage of the rewards that these cards offer. However, this month, my husband’s employer hasn’t reimbursed him yet for $3,000 in business trips he took last month, and the Chase Sapphire credit card with this $3,000 current balance is due next week. If the employer’s check doesn’t arrive before the credit card payment is due, I will have to use Chase Sapphire’s Blueprint option (with no penalty or fees). I will post next month as to how it worked out.

By: Miles

Miles — Tue, 10 Nov 2009 04:25:52 +0000

I have the Chase Sapphire Card. Three people in my household are on the plan. It’s a phenomenal card…great rewards including cash back.

By: PC the anti-PC

PC the anti-PC — Fri, 06 Nov 2009 03:38:48 +0000

I agree with Ace that Chase is a HORRIBLE bank to deal with; I used to have most of my IRA in their mutual funds about 10 years back but took them out because they treat people like criminals when withdrawing cash from regular accounts. Anyway, I’ve had their Freedom Visa card since late ’07. Got $100 cash back with my first purchase, but waited till I accumulated $200 to get the $250 check (twice). I tried to use it for EXACTLY $600 in purchases every month in three 3% categories without going into the overage at a flat 1% for all other purchases so Chase would make nothing (or lose money) with me, which they did. The last straw was when I got notice a couple months back that I was being “upgraded” (are they freakin kidding!?!) to their completely worthless Sapphire card, which pays 1 POINT per $1. Try and find a worse deal without going to AmEx! No more $250 check for $200 in rewards either. Cashed out my last $100 (exactly, since it’s only available in $50 increments) in rewards today. If they had at least admitted that the Freedom card was getting too expensive for them, fine, but to treat their customers like complete idiots by telling them that the rewards program is being “improved” while it’s being gutted like a fish is just too much. Good riddance to the Corrugated Bagel.

By: Alejandro Estrada

Alejandro Estrada — Sun, 25 Oct 2009 06:58:29 +0000

EVERYBODY LISTEN UP, DON’T DO IT . BECAUSE IT’S NOT BERRY GOOD. IT’S BERRY LOUSY. JUST DO WHAT I DO, PAY EVERYTHING IN CASH ! (: boo

By: Steve

Steve — Thu, 17 Sep 2009 21:05:56 +0000

I have had a chase card for years and have had a good experience. I would like to comment about Citibank. I was a customer of theirs for 15+ years when someone in another state opened up a Citibank credit card in my name. This person used the internet and had an out of state address, getting a card and ran up several thousand dollars worth of bills. Here’s were it get scary! Citibank contacted me about the delinquent account (after 3 months of non payment) told me I was responsible for said fraud. Even with a police report about identity theft, they still pursued me to pay. I had to go though a lot more steps and verification to prove that I didn’t open the account, than the thief did to open the account. With Citibank you are guilty until proven innocent. After I finally won the battle (after 2 years and some media help), they canceled all of my accounts with them with no justification. Citibank is one of the main problems with today’s financial woes.