Comments on: The VISA Black Card: A Smart Strategy in Trying Times

By: Daniel

Daniel — Mon, 27 Sep 2010 22:06:38 +0000

I just got a Visa Signature Credit Card in the mail with no annual fee from Bank of America. The card comes with a complimentary Concierge and I was able to get a lot of information in just 45 minutes. There are other benefits as well.

Now why would I need a Black Visa Card with add on fees when I can get a good credit card with no annual fee?

By: Aiesha Akaisha

Aiesha Akaisha — Mon, 20 Sep 2010 13:11:09 +0000

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By: dan

dan — Sat, 17 Apr 2010 22:20:54 +0000

yeah stick with the centurion! amex black is the classy way!
http://www.youtube.com/watch?v=twhLW_6L9FY

By: mikey

mikey — Thu, 25 Mar 2010 09:34:30 +0000

im literally a bum, a criminal, and a jobless f*cker and i just received this invitation in the mail…..i mean i do ok and pay all my bills on time…but im just a hustler squeezing dollars out of stones…i felt good when i got this but the more i ponder it, the more it’s a big hustle just like me…i have to say one thing though, it has made me research the amex centurion and now i am seriously considering getting that card as that is the real deal when it comes to high end materialistic sh*t….that card is no joke when it comes time to plop it down on a table to fill the bill

ps imagine going into a high end store and plopping the thing on a sexy cashier while letting her see you adjust your groin area, all while making eye contact with her…that could create quite a weird yet interesting vibe!!

By: Burt

Burt — Tue, 23 Mar 2010 01:50:03 +0000

If you ask me, the “prestige” of this card falls a little flat. I am 27 years old, have what I believe to be excellent credit and make about $70k a year. Apparently I fit the mold for a Visa Black Card, as I have received a solicitation from them. I guess the “status” thing worked right away, as my girlfriend was a little perturbed that I would get an invite while she spends more and doesn’t get one.

I’d have to get a lot of perks to spend $500 on an annual fee for a card. This card doesn’t seem to offer much more than my current Amex. Personally, I prefer cash back to points and really value cards for purchase protection, rental car insurance, and the extended warranty. In this respect, my regular Amex does just fine.

I see one guy said he got a pair of Ray Ban aviators. Well $500 will buy me a few pairs of aviators on my Amex.

By: mary

mary — Sat, 20 Mar 2010 22:07:00 +0000

Haha! I am a 32 year old dialysis technician who makes $35K a year. I recently moved back in with my parents (albeit temporary) to pay off some serious debt left over from a failed relationship. I’m so poor I can’t even afford to pay rent yet I’m considered elite enough for this prestigious card?! Riiiiiight. That’s just funny.

By: Julie in CA

Julie in CA — Sat, 20 Feb 2010 06:07:37 +0000

Just got my Visa Black Card today. I’m FURIOUS with this ripoff. I’ve been an AMEX platinum card holder for a few years. I thought about canceling my AMEX platinum when they dropped their companion ticket benefit. I justified the cost of the card ($450 annual) with the free companion tickets. The main reason I got it was for access to airport lounges, but that benefit was imperfect — I have status on United, and United seems to be the only airline that the Amex Platinum card doesn’t get you access to. And since San Francisco is my home airport, it just didn’t make sense to leave United.

So when I was invited to get the Visa Black Card, I was thrilled to learn that I could get access to United’s airport lounges. I even called customer service to confirm this. Today I got my new card, activated it, signed up for the airport club access and ONLY THEN discovered that it isn’t really included as a card benefit. The first four visits are free, but after that they charge you $27 per person per visit. This, in my mind, is BS — and false advertising. I can’t find any fine print anywhere that explains this, and had I known I would have kept my Amex Platinum card.

For $495 per year Visa Black dares to play tricks on your customers AFTER we’ve been hit with a credit check that could dampen my perfect credit score? I’ve been a customer for less than 1 hour, I’m furious, and I’m canceling this card and ranting about it every chance I get. Barclays, shame on you.

By: RP

RP — Thu, 18 Feb 2010 14:09:19 +0000

and what’s wrong with having something exclusive?

By: Marisa

Marisa — Thu, 18 Feb 2010 07:15:22 +0000

All these black/centurion cards are just another status symbol so the rich and well to do can flash how look were not only rich but were connected to something EXCLUSIVE, we are and your not

By: RP

RP — Thu, 28 Jan 2010 18:47:31 +0000

Interesting comments from everyone. I’m still trying to understand you everyone is so angry over this card. I have to admit, $495 is a bit high but I also pay $450 for my Amex Platinum Card. As for everyone here saying “why would the elite pay for a credit card”, they do it all the time for the Amex Centurion card, 5k initiation and $2500 yearly. So I don’t really see how the black card would be any different. The plus side to the Black card is the free gifts, now I’ll be the first to admit I thought I was going to get more thru the year, but some is better then none. Last year I received the Cross pen with my name engraved which I think all members received as a welcome gift and I got a Swiss Army watch. Also, just yesterday I got home and saw a package from BC and to my surprise it was a pair of Ray Ban aviator sunglasses. So far so good……