Patrick Beckman

Patrick Beckman is the Contributing Finance Writer for Business Pundit. Leveraging his educational training in engineering, Patrick has developed his own consumer finance strategies for household saving and credit card optimization. A centerpiece of his approach is his Travel-for-Free philosophy: Decide where you want to travel and what you want to do, and then reverse-engineer your credit card sign-ups and bonuses in order to travel to and stay in your destination of choice for free.


    Best Cash Back Credit Cards

    Credit cards don’t have to be scary. So long as you understand them, use them wisely, and pay them on time, you will come out ahead every time. A cash back credit card can make a huge difference in how much you are spending on your food, gas, groceries, and everything else. If you use […]

  • Best Student Credit Cards

    Best Student Credit Cards

    Students often leave college ill-equipped to manage their finances responsibly and effectively. They aren’t taught how compounding interest works for them, that a 10% interest rate is a terrible deal, or why their credit score shouldn’t be ignored. If only they had one of the best student credit cards, they could be light-years ahead of […]

  • Best Small Business Credit Cards

    Your business is incredibly important, whether you have spent countless hours (even years) building it or are just getting it off the ground. Either way, you know that every single cent you put into your business should have a purpose. We understand this here at Business Pundit, so we think you should consider one of […]

  • Credit Cards for Bad Credit

    Best Credit Cards for Bad Credit

    Your credit is incredibly important for your current financial health and your future financial success. You want to get your score into the excellent range and keep it there forever. However, sometimes life happens and your credit ends up dropping into the bad range, leaving you scrambling to sort out your finances. Don’t worry though, […]